IDEAS home Printed from https://ideas.repec.org/a/eul/rrecon/v7y2021i2p45-57.html

Mechanisms for the development of credit relations of commercial banks with small and medium-sized businesses

Author

Listed:
  • Solodilov Dmitry G.

    (Belgorod State National Research University)

Abstract

In modern conditions, one of the urgent tasks facing the domestic banking system is to increase the volume of lending to small and medium-sized businesses. This problem can be solved by expanding the list of loan offers, diverse in terms, interest rates and amounts. The article analyzes the dynamics of bank loans granted to small and medium-sized businesses, the change in the level of interest rates on loans. In addition, the leaders were identified in terms of the volume of loans issued to business entities over the past three years, the conditions and types of loans for small and medium-sized businesses of leading domestic banks were studied, their loan portfolios were analyzed, taking into account the share of overdue debts. Particular attention in the article is paid to solving problems associated with the development of bank lending to small and medium-sized businesses in Russia, as well as substantiating measures to improve the efficiency of the lending system in this segment of the economy and the results of their introduction.

Suggested Citation

  • Solodilov Dmitry G., 2021. "Mechanisms for the development of credit relations of commercial banks with small and medium-sized businesses," Research result. Economic Research, Belgorod State University, vol. 7(2), pages 45-57.
    • Handle: RePEc:eul:rrecon:v:7:y:2021:i:2:p:45-57
    DOI: 10.18413/2409-1634-2021-7-2-0-5
    as

    Download full text from publisher

    File URL: https://elibrary.ru/item.asp?id=46287081
    Download Restriction: no
    File URL: https://libkey.io/10.18413/2409-1634-2021-7-2-0-5?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eul:rrecon:v:7:y:2021:i:2:p:45-57. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Tatyana M. Khomenko (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.