Evaluation The Activities Of The Commercial Banks Of The Russian Federation Based On The Camels Model

The banking sector plays an important role not only in the economic, but also in social life of the country, since it is the main element of confidence’s evidence in the economic, but also in public policy. The banking system has a two levelsin the organization. The first one is represented by the Central Bank of the Russian Federation and the second by commercial banks, so this article studies the second level of the banking system in Russia. Commercial banks play basic role in the economic activities by investing in various sectors of the economy, since they consider as a broker between lenders (investors) and debtors so they are facing potential risks which try to avoid and minimize. To determine the performance’s efficiency, banks use one of the FAS (financial American standards) - the American model CAMELS which measures the efficiency of the use of available bank’s financial resources. Based on the indicators of the five represented banks, at the end of the article the authors compiled a rating of the most stable banks of Russia according to this model