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Investment in Sukanya Samriddhi Yojana: Girl Child Empowerment Initiative Contributing to India’s Socio-Economic Growth

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  • Roopal Shrivastava

    (University of Kurdistan Hewlêr, Iraq)

Abstract

Women’s empowerment is critical for India’s total development, yet women face numerous economic, educational, social, and cultural challenges. To overcome these challenges, the Indian government has introduced Beti Bachao, Beti Padhao Yojna, which incorporates Sukanya Samriddhi Yojana, a savings program supporting adolescents’ economic needs. This umbrella scheme intends to eradicate gender-created discrimination, advance girls’ education, and create understanding about the importance of the girl child. Sukanya Samriddhi Yojana is a key component in supporting girls’ financial requirements via a minor savings scheme. This article assesses SSY’s performance in empowering women, exploring its potential, prospects, and challenges in achieving women’s empowerment. Additionally, it examines the scheme’s suitability criteria, deposit limits, rate of interest, and tax benefits and discusses potential policy improvements to enhance its effectiveness in upgrading girls’ interests in India.

Suggested Citation

  • Roopal Shrivastava, 2025. "Investment in Sukanya Samriddhi Yojana: Girl Child Empowerment Initiative Contributing to India’s Socio-Economic Growth," European Journal of Humanities and Social Sciences, European Open Science, vol. 5(6), pages 1-8, November.
    • Handle: RePEc:epw:social:v:5:y:2025:i:6:id:18594
    DOI: 10.24018/ejsocial.2025.5.6.594
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