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The Role of Trust in Mediation of Perceived Risk Towards Decisions to Use E-Wallet in Muhammadiyah University Students Ponorogo

Author

Listed:
  • Defa Oktaviana Putri

    (University of Muhammadiyah Ponorogo, Indonesia)

  • Heri Wijayanto

    (University of Muhammadiyah Ponorogo, Indonesia)

  • Fery Setiawan

    (University of Muhammadiyah Ponorogo, Indonesia)

  • Naning Kristiyana

    (University of Muhammadiyah Ponorogo, Indonesia)

Abstract

This study aims to determine the role of trust in mediating Perceived Risk in the Decision to Use E-Wallet in Ponorogo Muhammadiyah University Students. The method used in this study is a quantitative method. Data from this study were obtained by distributing questionnaires and analyzed using the software. The population in this study were students using E-Wallet at the Muhammadiyah University of Ponorogo. The sample in this study was purposive sampling using 100 respondents. The results of this study indicate that: (1) There is an influence between Perceived Risk and Student Trust in E-Wallet Users at Muhammadiyah University of Ponorogo, (2) There is no influence between Perceived Risk and Decisions to Use E-Wallet on Students at Muhammadiyah University Ponorogo, (3 ) There is an influence between Trust and Decisions to Use E-Wallet on Students at Muhammadiyah University of Ponorogo (4) There is an influence between Perceived Risk and Decisions on Using E-Wallet on Students at Muhammadiyah University of Ponorogo through Trust as an intervening variable.

Suggested Citation

  • Defa Oktaviana Putri & Heri Wijayanto & Fery Setiawan & Naning Kristiyana, 2023. "The Role of Trust in Mediation of Perceived Risk Towards Decisions to Use E-Wallet in Muhammadiyah University Students Ponorogo," European Journal of Business and Management Research, European Open Science, vol. 8(2), pages 17-20, March.
  • Handle: RePEc:epw:ejbmr0:v:8:y:2023:i:2:id:51614
    DOI: 10.24018/ejbmr.2023.8.2.1614
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