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Retirement Planning and Psycho-Social Adjustment in Post-Working Years Among Teachers in the Tarkwa Municipality, Ghana

Author

Listed:
  • Theophilus Andoh-Robertson
  • Peace Sitsofe Kploanyi
  • Margaret Mary Sackey

Abstract

The study examined the effect of retirement planning on psycho-social adjustment during retirement among teacher retirees in the Tarkwa Municipality. The study was mainly a descriptive survey employing the qualitative approach to inquiry. Nineteen (19) retired teachers were selected using the purposive sampling technique. Data was collected using a semi-structured interview protocol and was analysed using content analysis. It was found that Ghana Education Service (GES) did not organise retirement seminars for the retirees prior to retirement, however, they were able to do some financial preparation for retirement though not inadequate. Also, those who did adequate planning were psychologically well adjusted. It was recommended that the GES through the Guidance and Counselling Unit, Financial Institutions, Non-Governmental Organisations (NGOs), and other stakeholders organise workshops and seminars to empower teachers for proper planning and adjustment towards retirement.

Suggested Citation

  • Theophilus Andoh-Robertson & Peace Sitsofe Kploanyi & Margaret Mary Sackey, 2022. "Retirement Planning and Psycho-Social Adjustment in Post-Working Years Among Teachers in the Tarkwa Municipality, Ghana," European Journal of Development Studies, European Open Science, vol. 2(4), pages 39-47, July.
    • Handle: RePEc:epw:develo:v:2:y:2022:i:4:id:15115
    DOI: 10.24018/ejdevelop.2022.2.4.115
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    References listed on IDEAS

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    1. Robert L. Clark & Madeleine B. D'Ambrosio & Ann McDermed & Kshama Sawant, 2003. "Financial education and retirement savings," Proceedings 882, Federal Reserve Bank of Chicago.
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