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Does fintech drive sustainability? Insights from clean energy and global partnerships

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  • Choudhary, Priya
  • Thenmozhi, M.

Abstract

The emerging growth of fintech plays a substantial role in the arena of sustainability. Governments and policymakers are inquisitive to comprehend its contribution in attaining long-term economic, environmental and energy growth. This study adopts a novel research perspective that examines the influence of fintech on affordable and clean energy (SDG 7) and global partnerships (SDG 17) across 67 countries from 2010 to 2021. Based on panel regression analysis, our study reveals that fintech development enhances access to affordable and clean energy (SDG 7) and supports international cooperation (SDG 17). Moreover, cross-border banking exposure strengthens the positive relationship between fintech and sustainability outcomes. Furthermore, we find that fintech significantly supports clean energy (SDG 7), particularly in countries with higher financial market growth, developed financial institutions, greater economic readiness and more pronounced effect is observed in developing economies and higher-income countries. Conversely, fintech fosters global collaboration (SDG 17), especially benefiting countries with less developed financial institutions, lower economic readiness and particularly in countries with civil law and lower- and middle-income economies. These insights help policy implementation in country-specific contexts, ultimately enhancing the scalability and impact of fintech-driven solutions for clean energy and global partnerships.

Suggested Citation

  • Choudhary, Priya & Thenmozhi, M., 2026. "Does fintech drive sustainability? Insights from clean energy and global partnerships," Research in International Business and Finance, Elsevier, vol. 84(C).
    • Handle: RePEc:eee:riibaf:v:84:y:2026:i:c:s0275531926000577
    DOI: 10.1016/j.ribaf.2026.103330
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    JEL classification:

    • Q01 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - General - - - Sustainable Development
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • O47 - Economic Development, Innovation, Technological Change, and Growth - - Economic Growth and Aggregate Productivity - - - Empirical Studies of Economic Growth; Aggregate Productivity; Cross-Country Output Convergence
    • Q40 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Energy - - - General

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