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Digital finance and urban labor mobility

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  • Yu, Qingtao
  • Yang, Wanshou

Abstract

This study investigates how digital finance influences urban labor mobility using panel data for 298 Chinese cities from 2011 to 2023. Results reveal that digital finance significantly increases labor mobility by stimulating entrepreneurship and reducing resource misallocation. The effect is stronger in small and medium-sized cities, old industrial base cities, and nonhub cities. These findings highlight digital finance as a significant mechanism for improving factor allocation and promoting balanced urban development.

Suggested Citation

  • Yu, Qingtao & Yang, Wanshou, 2026. "Digital finance and urban labor mobility," Finance Research Letters, Elsevier, vol. 99(C).
    • Handle: RePEc:eee:finlet:v:99:y:2026:i:c:s1544612326004095
    DOI: 10.1016/j.frl.2026.109879
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