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Editorial: FinTech for inclusivity, growth, and the future

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  • Dunbar, Kwamie

Abstract

This editorial introduces the Finance Research Letters special issue titled “FinTech for Inclusivity, Growth, and the Future.” The special issue brings together fourteen articles that collectively examine how financial technologies are reshaping access to finance, sustainability outcomes, market efficiency, risk management, and welfare in both developed and emerging economies. Motivated by growing concerns about inequality, climate risk, technological concentration, and macro-financial uncertainty, the contributions span micro-level household behavior, firm-level ESG performance, market-level volatility, and system-level policy design. The papers are organized around three interrelated themes: (i) FinTech-enabled financial inclusion and real economic outcomes, (ii) digital finance, sustainability, and ESG governance, and (iii) machine learning, uncertainty, and financial market dynamics. Together, the studies illustrate how FinTech operates as both an equalizing force and a potential amplifier of risk, underscoring the importance of institutional context, governance quality, and technological design. The special issue advances the literature by highlighting mechanisms through which FinTech influences inclusivity and growth, while also identifying new research frontiers at the intersection of finance, technology, and public policy.

Suggested Citation

  • Dunbar, Kwamie, 2026. "Editorial: FinTech for inclusivity, growth, and the future," Finance Research Letters, Elsevier, vol. 89(C).
    • Handle: RePEc:eee:finlet:v:89:y:2026:i:c:s1544612325026856
    DOI: 10.1016/j.frl.2025.109436
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