IDEAS home Printed from https://ideas.repec.org/a/eee/finlet/v81y2025ics1544612325003691.html
   My bibliography  Save this article

Social networks and financial literacy: From the perspective of educational inter-generational mobility

Author

Listed:
  • Cheng, Bei
  • Li, Tiean

Abstract

Using data from the China Household Finance Survey, this paper empirically investigates the connections between social networks, intergenerational educational mobility, and the financial literacy of Chinese residents. The findings demonstrate that stronger social networks significantly enhance respondents' financial literacy. Additionally, moderating effects analysis shows that intergenerational educational mobility positively impacts the relationship between social networks and financial literacy. Further subgroup regression analysis reveals that the positive influence of social networks on financial literacy is particularly pronounced in regions with lower levels of marketization.

Suggested Citation

  • Cheng, Bei & Li, Tiean, 2025. "Social networks and financial literacy: From the perspective of educational inter-generational mobility," Finance Research Letters, Elsevier, vol. 81(C).
    • Handle: RePEc:eee:finlet:v:81:y:2025:i:c:s1544612325003691
    DOI: 10.1016/j.frl.2025.107106
    as

    Download full text from publisher

    File URL: http://www.sciencedirect.com/science/article/pii/S1544612325003691
    Download Restriction: Full text for ScienceDirect subscribers only
    File URL: https://libkey.io/10.1016/j.frl.2025.107106?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:finlet:v:81:y:2025:i:c:s1544612325003691. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/frl .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.