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Digital inclusive finance and family farm entrepreneurship

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  • Ni, Dandan
  • Zhang, Ke
  • Liu, Yin
  • Ni, Jiaxin

Abstract

Using county-level panel data from 1,592 counties in China over the period 2014–2022, this study examines the impact of digital inclusive finance (DIF) on family farm entrepreneurship (FFE). The results show that DIF significantly increases FFE. Mechanism tests suggest that DIF facilitates FFE by improving information access and alleviating credit constraints. The heterogeneity analysis results indicate that the effect of DIF is more pronounced in non-poverty counties than in poverty counties. DIF also increases the stock of active family farms, while its effect on exits is not statistically significant. Further, panel threshold estimates indicate that the marginal effect of DIF strengthens as the number of new rural financial institutions increases.

Suggested Citation

  • Ni, Dandan & Zhang, Ke & Liu, Yin & Ni, Jiaxin, 2026. "Digital inclusive finance and family farm entrepreneurship," Finance Research Letters, Elsevier, vol. 101(C).
    • Handle: RePEc:eee:finlet:v:101:y:2026:i:c:s1544612326005775
    DOI: 10.1016/j.frl.2026.110048
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