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Impacto del Plan Garantizado de Salud con prima comunitaria única en la demanda del seguro privado de salud en Chile

Author

Listed:
  • Bitrán, Eduardo
  • Duarte, Fabián
  • Fernandes, Dalila
  • Villena, Marcelo

Abstract

En 2012 se envió al Congreso de Chile un Plan Garantizado de Salud para el sistema privado de salud, diseñado para ofrecer un plan de características estandarizadas y tarifa plana. En este trabajo se evalúa el impacto que tendría en la demanda de seguros de salud la introducción de este plan. Los resultados sugieren que la cartera del seguro privado disminuiría un 12,39%, lo que significa que alrededor de 400.000 personas se cambiarían al sistema público, exacerbando el problema de selección adversa que enfrenta el sistema y acarreando un pasivo fiscal de 200 millones de dólares anuales.

Suggested Citation

  • Bitrán, Eduardo & Duarte, Fabián & Fernandes, Dalila & Villena, Marcelo, 2017. "Impacto del Plan Garantizado de Salud con prima comunitaria única en la demanda del seguro privado de salud en Chile," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), December.
  • Handle: RePEc:ecr:col070:42701
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    File URL: http://repositorio.cepal.org/handle/11362/42701
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    More about this item

    Keywords

    SALUD; SECTOR PRIVADO; SEGURO DE ENFERMEDAD; PRECIOS; OFERTA Y DEMANDA; SERVICIOS DE SALUD; SECTOR PUBLICO; DATOS ESTADISTICOS; HEALTH; PRIVATE SECTOR; HEALTH INSURANCE; PRICES; SUPPLY AND DEMAND; HEALTH SERVICES; PUBLIC SECTOR; STATISTICAL DATA;

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • C25 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Discrete Regression and Qualitative Choice Models; Discrete Regressors; Proportions; Probabilities

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