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Designing an Information System for Decision Support Lending

Author

Listed:
  • Adrian LUPASC

    (Dunarea de Jos University of Galati, Romania)

Abstract

The successful development of financial and banking activities requires a strong information support to ensure the competitive edge over the other competitors on the market. The exponential growth in the volume of lending financial operations made the use of modern information technology in banking has become fundamental to improving lending activity. Thus, the design and use of a computer system adapted to specific requirements of bank lending will provide opportunities to diversify and modernize the procedures for granting, repayment and credit guarantee to correlate products offer credit demands and customer needs. In this regard, the related objectives of this work are oriented to emphasize the positive impact of the adoption of modern information technologies in decision making in the banking field. The proposed objectives are justified by presenting solutions support system of credit decision which aims to automate ongoing operations specific to a banking allowing bank clerks to process a large number of loan applications in a time very short and to the right decisions and substantiated.

Suggested Citation

  • Adrian LUPASC, 2017. "Designing an Information System for Decision Support Lending," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 1, pages 77-82.
    • Handle: RePEc:ddj:fseeai:y:2017:i:1:p:77-82
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