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Ways to Increase the Efficiency of Lending Activity of Banks in Romania

Author

Listed:
  • Elena-Violeta DRAGOI

    (Valahia University of Targoviste, Romania)

  • Larisa Elena PREDA

    (Valahia University of Targoviste, Romania)

Abstract

As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.

Suggested Citation

  • Elena-Violeta DRAGOI & Larisa Elena PREDA, 2016. "Ways to Increase the Efficiency of Lending Activity of Banks in Romania," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 3, pages 44-48.
    • Handle: RePEc:ddj:fseeai:y:2016:i:3:p:44-48
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    Keywords

    Bank; Crisis; Credit; Performance; Risk; Policy;
    All these keywords.

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