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Data Consistency and Performance Scalability Design in High-Concurrency Payment Systems

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  • Qi, Yue

Abstract

In the blowout development of mobile payment and Internet financial payment systems, highly concurrent payment systems face dual challenges of data consistency assurance and system performance expansion. To address these issues, design strategies including hierarchical consistency control, data distribution optimization, and consistency scalability collaborative regulation are proposed to achieve a system architecture that balances transaction accuracy and throughput. The analysis of three typical cases-aggregated payment, high-speed sales system, and financial remittance channel-demonstrates that this strategy can be applied to complex operation scenarios, enhancing efficiency and providing a theoretical foundation and practical guidelines for future development of high-reliability payment systems.

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  • Qi, Yue, 2025. "Data Consistency and Performance Scalability Design in High-Concurrency Payment Systems," European Journal of AI, Computing & Informatics, Pinnacle Academic Press, vol. 1(3), pages 39-46.
    • Handle: RePEc:dba:ejacia:v:1:y:2025:i:3:p:39-46
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