Cybercrime and Digital Fraud Among University Students in Lagos, Nigeria: Socio-Economic Drivers and Prevention Approaches

Cybercrime among university students in Lagos, Nigeria, is an escalating issue influenced by various socio-economic, psychological, and social factors. This paper examines the key types and patterns of cybercrime affecting students, including phishing, identity theft, and financial fraud, while highlighting the significant role of economic challenges, digital access disparities, and social perceptions in driving involvement. The study also explores the psychological traits of offenders, such as risk-taking and opportunity-seeking behaviors, and the impact of peer groups and online communities. A review of existing university policies and national anti-cybercrime initiatives reveals several gaps, including limited reach, inadequate funding, and a lack of targeted strategies. To address these challenges, the paper recommends a more integrated approach, incorporating increased funding, targeted interventions, and robust monitoring frameworks. Enhancing cybercrime prevention efforts is essential to protect students and foster a safer digital environment in Lagos.