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Mutual Savings Bank Depositors in New York

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  • Olmstead, Alan L.

Abstract

Contrary to their traditional image as institutions operated exclusively for “frugal workers,†mutual savings banks in New York were also a haven for the savings of many middle and upper class persons, whose accounts comprised a substantial proportion of the banks' funds. Thus these intermediaries presumably improved the efficiency of the savings and investment process, allowing middle class people to allocate their resources between fixed and liquid assets better than would otherwise have been possible.

Suggested Citation

  • Olmstead, Alan L., 1975. "Mutual Savings Bank Depositors in New York," Business History Review, Cambridge University Press, vol. 49(3), pages 287-311, October.
    • Handle: RePEc:cup:buhirw:v:49:y:1975:i:03:p:287-311_03
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    Cited by:

    1. Howard Bodenhorn, 2016. "Two Centuries of Finance and Growth in the United States, 1790-1980," Working Papers id:11352, eSocialSciences.

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