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Inequality – actuarial perspectives

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  • Babad, Yair
  • Billig, Assia
  • Gutterman, Sam

Abstract

Inequality is an inherent quality of society. This paper provides actuarial insights into the recognition, measurement, and consequences of inequality. Key underlying concepts are discussed, with an emphasis on the distinction between inequality of opportunity and inequality of outcome. To better design and maintain approaches and programmes that mitigate its adverse effects, it is important to understand its contributing causes. The paper outlines strategies for reflecting on and addressing inequality in actuarial practice. Actuaries are encouraged to work with policymakers, employers, providers, regulators, and individuals in the design and management of sustainable programmes to address some of the critical issues associated with inequality. These programmes can encourage more equal opportunities and protect against the adverse financial effects of outcomes.

Suggested Citation

  • Babad, Yair & Billig, Assia & Gutterman, Sam, 2025. "Inequality – actuarial perspectives," British Actuarial Journal, Cambridge University Press, vol. 30, pages 1-1, January.
    • Handle: RePEc:cup:bracjl:v:30:y:2025:i::p:-_36
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