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Swiss franc mortgage loans – a threat or source of benefits to borrowers?

Author

Listed:
  • Michal Buszko

    (Nicolaus Copernicus University)

Abstract

This paper relates to issues of hazard, risk and financial benefits generated by currency mortgage loans in Swiss franc granted in Poland. In particular, the paper focuses on situation of borrowers, especially describing hazards and financial benefits against financing in Polish currency. In the paper, the author presents in details the nature and role of currency mortgage loans in banking sector, as well as characterizes risk types burdening banks and borrowers of CHF loans. Also, the author prepared a comparative model of repayment of mortgage loans as well as investigated financial benefits obtained by Swiss franc borrowers in period 2006–2009 against Polish zloty borrowers.

Suggested Citation

  • Michal Buszko, 2013. "Swiss franc mortgage loans – a threat or source of benefits to borrowers?," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 2(2), pages 27-43.
    • Handle: RePEc:cpn:umkcjf:v:2:y:2013:i:2:p:27-43
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