IDEAS home Printed from https://ideas.repec.org/a/cpn/umkcjf/v1y2012i1p23-38.html
   My bibliography  Save this article

Foreign currency housing loans and exchange rates – risk evaluation

Author

Listed:
  • Michal Buszko

    (Nicolaus Copernicus University)

Abstract

The aim of this paper is an evaluation of foreign exchange housing loans granted in Poland. In the paper, there was conducted research of portfolio of housing loans, its structure and changes, especially with consideration to the currency of debts. Also, a foreign currency loans profitability accordingly to the time of obtaining the loan by the debtor was analyzed. The author statistically analyzed volatility of foreign exchange rates of major currencies traded in Poland. The results were compared versus swiss franc and euro. The research indicated very high level of swiss franc volatility and risk as well as confirmed high level of risk of financing in swiss currency over euro.

Suggested Citation

  • Michal Buszko, 2012. "Foreign currency housing loans and exchange rates – risk evaluation," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 1(1), pages 23-38.
    • Handle: RePEc:cpn:umkcjf:v:1:y:2012:i:1:p:23-38
    as

    Download full text from publisher

    File URL: https://apcz.umk.pl/CJFA/article/view/CJFA.2012.002/251
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cpn:umkcjf:v:1:y:2012:i:1:p:23-38. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Miroslawa Buczynska (email available below). General contact details of provider: http://www.wydawnictwoumk.pl .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.