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Una mirada al Grameen Bank y al microcrédito en Colombia

Author

Listed:
  • Romel Rodríguez Hernández

Abstract

En el presente artículo se hace una exploración del microcrédito desde sus inicios con el Grameen Bank y la metodología utilizada por Muhammad Yunus, presentando una aproximación teórica de lo que es el mercado de crédito y la problemáticas que éste presenta. Se analiza también el modelo de grupos solidarios y cómo éstos permiten eliminar las asimetrías del mercado de crédito y, por último, se realiza un análisis del microcrédito en Colombia en cuanto a los montos de colocación y tasas de interés desde que se ha formalizado como política de Banca de Oportunidades.

Suggested Citation

  • Romel Rodríguez Hernández, 2008. "Una mirada al Grameen Bank y al microcrédito en Colombia," Revista Equidad y Desarrollo, Universidad de la Salle, June.
  • Handle: RePEc:col:000452:010190
    DOI: 10.19052/ed.265
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    More about this item

    Keywords

    microcrédito; bancarización; usura; moratoria; prestamista; asimetría;
    All these keywords.

    JEL classification:

    • D60 - Microeconomics - - Welfare Economics - - - General
    • D80 - Microeconomics - - Information, Knowledge, and Uncertainty - - - General
    • D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design

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