IDEAS home Printed from https://ideas.repec.org/a/col/000438/009865.html
   My bibliography  Save this article

¿Qué determina la eficiencia de las entidades microfinancieras en Colombia? Una mirada a las ONG asociadas a Bancoldex

Author

Listed:
  • Francisco Perdomo N.

    ()

Abstract

Este trabajo busca demostrar empíricamente si para Colombia se cumple la misma lógica presente en la evidencia internacional sobresi las Entidades de Microfinanzas (EMF) son costo-efectivas y si sus costos son decrecientes a través del tiempo, independientementea que sean o no auto-sostenibles y a que dependan mucho de donaciones. Se realiza una estimación por el algoritmo de la MaximizaciónEsperada (ME) de un modelo mixto de dos regresiones con los datos de 27 ONGs asociadas a Bancoldex. Se demuestra que unsubconjunto de éstas es costo-efectivo en el tiempo y que esta dinámica depende del carácter de la entidad microfinanciera. La principalrecomendación de política pública es que en los proyectos de bancarización en países en desarrollo como Colombia se deben tener encuenta las estructuras de costos de los diferentes tipos de EMF dedicadas a atender este segmento del mercado.

Suggested Citation

  • Francisco Perdomo N., 2011. "¿Qué determina la eficiencia de las entidades microfinancieras en Colombia? Una mirada a las ONG asociadas a Bancoldex," COYUNTURA ECONÓMICA, FEDESARROLLO, December.
  • Handle: RePEc:col:000438:009865
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/11445/292
    Download Restriction: no

    More about this item

    Keywords

    Entidades de Microfinanzas (EMF); Microfinanzas; Bancarización; Colombia; Países en desarrollo. Microfinance Entities (MFE); microfinance; bank credit; Colombia; developing countries;

    JEL classification:

    • C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:col:000438:009865. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Lucía Fenney Pérez). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.