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Logros, retos y oportunidades para el mercado del microfinanciamiento en colombia

Author

Listed:
  • Hugo Alfonso Hernández Escolar
  • Jhon Alexander Méndez Sayago
  • Nubia Stella Carreño Amaya

Abstract

El artículo expone los beneficios económicos derivados del espacio de financiamiento disponible para la población de menores ingresos en el país, comparando los elementos característicos de la experiencia del Grameen Bank frente a la institucionalización del microcrédito en Colombia. El problema del microfinanciamiento es examinado a la luz del análisis económico convencional. Se abordan elementos del entorno institucional en distintos países, seguidos por una resena de la experiencia colombiana. Finalmente se explora una serie de indicadores representativos del microcrédito en nuestro medio. Los indicadores evaluados sugieren que existe espacio para la expansión del microcrédito en condiciones rentables.

Suggested Citation

  • Hugo Alfonso Hernández Escolar & Jhon Alexander Méndez Sayago & Nubia Stella Carreño Amaya, 2011. "Logros, retos y oportunidades para el mercado del microfinanciamiento en colombia," Apuntes del Cenes, Universidad Pedagógica y Tecnológica de Colombia, July.
    • Handle: RePEc:col:000152:013078
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    More about this item

    Keywords

    microcrédito; microfinanzas; banco de los pobres; instituciones microfinancieras; políticas del gobierno.;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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