IDEAS home Printed from https://ideas.repec.org/a/col/000093/020620.html
   My bibliography  Save this article

Inclusión financiera en Colombia. Evaluación de impacto del programa Grupos de Ahorro y Crédito Comunitario

Author

Listed:
  • Luz Magdalena Salas Bahamón

Abstract

Este estudio evalúa los efectos del Programa Grupos de Ahorro y Crédito Comunitario en Colombia. Con metodología no experimental, se comparó la situación de familias participantes y no participantes, después de dieciocho meses de exposición al programa. Los resultados revelan mayor capacidad de acumular ahorros, reducción de la inseguridad alimentaria y mayor capacidad para enfrentar y mitigar choques inesperados en las familias participantes. También se encontró mayor participación en actividades comunitarias generadoras de ingresos y aumento en el nivel de confianza en las personas y distintas instituciones. ****** The study evaluates the impacts of the Village Savings and Loan Associations program, in Colombia. Using a non-experimental methodology, it compares the situation of families that participate and do not participate in the program 18 months after their exposure. Results show a greater capacity to accumulate savings, a decrease in food insecurity and a better capacity to face and mitigate unexpected shocks, among those families that participated in the program. It also finds an increase in community income-generating activities and an increased level of trust in people and a variety of institutions.

Suggested Citation

  • Luz Magdalena Salas Bahamón, 2022. "Inclusión financiera en Colombia. Evaluación de impacto del programa Grupos de Ahorro y Crédito Comunitario," Revista Cuadernos de Economia, Universidad Nacional de Colombia, FCE, CID, vol. 41(87), pages 747-782, December.
    • Handle: RePEc:col:000093:020620
    DOI: 10.15446/cuad.econ.v41n87.92849
    as

    Download full text from publisher

    File URL: https://doi.org/10.15446/cuad.econ.v41n87.92849
    Download Restriction: no
    File URL: https://libkey.io/10.15446/cuad.econ.v41n87.92849?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ahorro; capital social; evaluación de impacto; grupos de autoayuda; grupos de ahorro; microfinanzas.;
    All these keywords.

    JEL classification:

    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D15 - Microeconomics - - Household Behavior - - - Intertemporal Household Choice; Life Cycle Models and Saving

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:col:000093:020620. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Facultad de Ciencias Economicas Unal (email available below). General contact details of provider: https://edirc.repec.org/data/funalco.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.