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Cohesión social, capital social, conexiones sociales y repago en préstamos grupales : evidencia empírica reciente

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  • Juan Manuel Santiago Pulido

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Abstract

En los contratos de préstamo grupal, propios de las microfinanzas, usualmente seaduce que la cohesión social (o capital social) es un factor positivo para el repago,pero en diversos estudios, se ha constatado que la relación real entre CohesiónSocial y tasa de repago no es claramente positiva. En el presente artículo, se haceuna revisión crítica de la evidencia relevante sobre el particular. Se concluye queno hay consenso con respecto a la definición de cohesión social (muchas vecesentendida como capital social o conexidad social), a las variables que la miden,y a si se habla de la cohesión social existente o emergente en el grupo. Por lotanto, la cohesión social puede permitir o no la implementación de los contratosde préstamo grupal, y en caso de estar presente, puede evolucionar para sostenerloso no.

Suggested Citation

  • Juan Manuel Santiago Pulido, 2012. "Cohesión social, capital social, conexiones sociales y repago en préstamos grupales : evidencia empírica reciente," REVISTA CUADERNOS DE ECONOMÍA, UN - RCE - CID, December.
  • Handle: RePEc:col:000093:010369
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    File URL: http://www.fce.unal.edu.co/media/files/documentos/Cuadernos/58/v31n58a08.pdf
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    More about this item

    Keywords

    cohesión social; capital social; contratos de préstamo grupal; repago en préstamos grupales; economía de redes sociales; economía experimental.;

    JEL classification:

    • C92 - Mathematical and Quantitative Methods - - Design of Experiments - - - Laboratory, Group Behavior
    • C93 - Mathematical and Quantitative Methods - - Design of Experiments - - - Field Experiments
    • D85 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Network Formation
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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