IDEAS home Printed from
   My bibliography  Save this article

Issues On The Specific Terms Of Credit Agreements


  • Mariana Rodica ŢÎRLEA

    (Faculty of Economic Sciences Cluj-Napoca, Dimitrie Cantemir Christian University Bucharest)


The credit is a source for financing consumption as well as a power creating imbalances when credits do not comply with the destination they were awarded for, provided that the customer evaluation is not real and does not provide sufficient guarantees. The need for liquidity is given by the purpose and the needs of theclients,which are also based on the bank’s interests. The banking activity is a specific activity and therefore the terms ofthe credit agreements have a specific character. Therefore, the objectives of this research seekthe specificity of the credit agreements terms that will be presentedat full length.

Suggested Citation

  • Mariana Rodica ŢÎRLEA, 2014. "Issues On The Specific Terms Of Credit Agreements," Management Intercultural, Fundația Română pentru Inteligența Afacerii, Editorial Department, issue 30, pages 263-267, April.
  • Handle: RePEc:cmj:interc:y:2014:i:30:p:263-267

    Download full text from publisher

    File URL:
    Download Restriction: no

    More about this item


    credit; interest; interest rate; specific terms; usual terms; unfair terms;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cmj:interc:y:2014:i:30:p:263-267. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Serghie Dan). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.