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El microcrédito: dos escuelas teóricas y su influencia en las estrategias de lucha contra la pobreza


  • Begoña Gutiérrez Nieto

    () (Universidad de Zaragoza)


The purpose of this paper is to identify the theoretical basis of microcredit. Specific literature on the matter recognises the Ohio School, but a new approach, the Grameen Bank School, is also emerging. The ideas of these two schools of thought are reflected in two approaches that associate the aims of microcredit programmes with helping the poor. Likewise, we have also identified links with the two purposes for which microcredit are used within this domain: promotional and protectional.

Suggested Citation

  • Begoña Gutiérrez Nieto, 2006. "El microcrédito: dos escuelas teóricas y su influencia en las estrategias de lucha contra la pobreza," CIRIEC-España, revista de economía pública, social y cooperativa, CIRIEC-España, issue 54, pages 167-186, April.
  • Handle: RePEc:cic:revcir:y:2006:i:54:p:167-186

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    Microcredit; poverty; microfinance; Grameen Bank.;

    JEL classification:

    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance


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