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Las pequeñas cooperativas rurales: surge un nuevo actor económico


  • Milton Maya Díaz

    () (Centro Andino de Acción Popular (CAAP))


Paradoxically, at the close of the XX century the Ecuadorian financial system ended up weakened, and especially banking, which faces a deep crisis of confidence due to its fragility faced with internal and external shocks, apart from its incompetence and high levels of corruption. In the same scenario we highlight the resurgence of the small rural savings and loan co-operatives as efficient systems of rural finance which manage not only to diversify and widen the financial services available to small producers and the poor rural population, but also experience sustained growth in almost all financial indicators; showing themselves to be valid references in times of crisis and for the development of rural financial markets.

Suggested Citation

  • Milton Maya Díaz, 2002. "Las pequeñas cooperativas rurales: surge un nuevo actor económico," CIRIEC-España, revista de economía pública, social y cooperativa, CIRIEC-España, issue 43, pages 85-105, November.
  • Handle: RePEc:cic:revcir:y:2002:i:43:p:85-105

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    More about this item


    Rural development; rural savings and loan co-operatives; institutional strengthening; sustainability; coverage.;

    JEL classification:

    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • P13 - Economic Systems - - Capitalist Systems - - - Cooperative Enterprises


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