Risk Management - Component Of Corporate Governance Applied To Banks

This article is focused specifically on the banking system, as required by the economic segment of the assembly. Taking into account the economic and financial reality, both at international level and internally, each country and implicitly and Romania is interested in creating a solid banking system, to ensure an appropriate organizational framework the development of financial mechanisms. I chose this theme as a result of the impact on the banking system in the whole economy and taking into account the fact that a market economy cannot operate without banks profitable and well consolidated. With the development of the economy and the improvement of the business environment in Romania the banking system has undergone significant development exponential growth. In the context of the challenges imposed by the globalization process of european integration, which is equivalent to the development process of Romania, cannot be achieved without the existence of a banking system performance to meet the intense competition between the countries of the world. Determinants of the Romanian economy - transition, integration, globalization - provides significant opportunities to increase the economic performance - financial, making more revenue, but also major risks. The assessment of the performance indicators have a great expressiveness banking, reflecting a multitude of aspects such as the degree to generate profits, operational efficiency and management. Taking into account the banking institutions competition both internally and internationally we evaluated and analyzed the economic and financial profitability rate in the Romanian banking system reported to the european to assess the viability of the Romanian banking system when compared to other countries in the European Union.