Accès Au Microcrédit Et Continuité Des Dynamiques D'Endettement Au Mexique : Combiner Anthropologie Économique Et Économétrie
This article aims to study the interactions that are taking place between microfinance and households’ indebtednesses strategies. The strict opposition between two financial sectors is neither pertinent nor operational. Boundaries between the various forms of indebtedness are hazy. An anthropological approach reveals a complex management of liquidity, not only at the household level but, more globally, at the level of the social network. Thus microfinance borrowers continue to mix the various modalities of obtaining liquidity and thus participate in maintaining the “debt chain” system, with any actual substitution therefore being very limited in scope. These results are confirmed by a statistical and econometrical analysis proving that access to microcredit is neither at odds with indebtedness within the social network, nor brings about any reduction in liquidity supply to the social network.
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