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L'intégration de la dimension qualitative dans l'évaluation du risque crédit des PME

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  • Isabelle Maque
  • Christophe Godowski

Abstract

This article aims at establishing the consequences of progress in the evaluation of credit risk within a bank-SME relationship. Thus, the reliability of quantitative approach implies the development of the relational approach. Four case studies with four SMEs underscore the progress lines that optimize the bank-SME relationship. One progress line in particular is the role of banks regarding the misunderstanding and the lack of comprehension of SMEs? managing directors concerning banking offers.

Suggested Citation

  • Isabelle Maque & Christophe Godowski, 2009. "L'intégration de la dimension qualitative dans l'évaluation du risque crédit des PME," Revue française de gestion, Lavoisier, vol. 0(1), pages 109-122.
    • Handle: RePEc:cai:rfglav:rfg_191_0109
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