La finance islamique : modèle alternatif, postiche ou pastiche ?

Islamic Finance: Alternative Model, Dummy or Pastiche? The 2007-2009 crisis, immediately perceived as historical, has raised an ardent desire for redemption: «Keynesian » redemption, to avert its catastrophic consequences; « regulatory » redemption, to break the cycle of recurring crises; «ethical » redemption to moralize finance. In this context, many, especially in the West, have turned to the principles of economics and Islamic finance, promoted as a model of ethically responsible economy and finance and a genuine alternative to the financially and morally bankrupt traditional (ie, Western) model. In practice, however, the Islamic banking and finance, unable to avoid using valuation techniques of traditional bank and finance, differ only in methods to literally comply to Islamic law while bypassing it. Far from being an alternative model to the bank and conventional finance, banking and Islamic finance keep with the former a mimetic relationship which refutes the ethical claims of their zealous, if not always disinterested, supporters.