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De la nécessité d’une adaptation de la réglementation sur l’usage de la monnaie électronique : le cas du mobile money dans la CEMAC

Author

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  • Désiré Avom
  • Honoré Bidiasse
  • Grégory Mvogo

Abstract

The objective of this article is to suggest an evolution of the regulation on the use of mobile money in order to improve its efficiency in the CEMAC sub-region. We show that this efficiency is based on the need for coordination of actions, the establishment of trust, the management of payment means and security. The new regulatory framework must therefore gradually migrate from an institutional approach to a more functional approach. We recognize that the expected gains will ensure the stability, reliability and integrity of the payment system, while promoting financial inclusion of the poor. Classification JEL : E42, O33, O35.

Suggested Citation

  • Désiré Avom & Honoré Bidiasse & Grégory Mvogo, 2022. "De la nécessité d’une adaptation de la réglementation sur l’usage de la monnaie électronique : le cas du mobile money dans la CEMAC," Revue d'économie financière, Association d'économie financière, vol. 0(2), pages 357-374.
    • Handle: RePEc:cai:refaef:ecofi_146_0357
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    More about this item

    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • O35 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Social Innovation

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