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Les systèmes bancaires en Afrique subsaharienne : un état des lieux

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  • Thorsten Beck
  • Robert Cull

Abstract

This paper discusses recent progress in financial deepening across Sub-Saharan Africa. Using an array of different data, we document that African banking systems are shallow but stable. African banks are well capitalized and over-liquid, but lend less to the private sector than banks in non-African developing countries. African enterprises and households are less likely to use financial services than their peers in other developing countries. However, there has also been a broad-based process of financial deepening over the past decade, which has benefited African private sectors. Classification JEL: G20, G30, O16, O55.

Suggested Citation

  • Thorsten Beck & Robert Cull, 2014. "Les systèmes bancaires en Afrique subsaharienne : un état des lieux," Revue d'économie financière, Association d'économie financière, vol. 0(4), pages 43-56.
    • Handle: RePEc:cai:refaef:ecofi_116_0043
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    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G30 - Financial Economics - - Corporate Finance and Governance - - - General
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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