IDEAS home Printed from
   My bibliography  Save this article

Assurance automobile et sélection adverse dans un modèle de Choquet


  • Pascal Toquebeuf


The article studies adverse selection in the context of insurance demand for a rent car when the decision criterion is a Choquet expectation. Our approach of integrating information to the insurance decision is able to implement a backward induction procedure to determine the optimal action undertaken ex ante. It allows to obtain the same conclusion than the bayesian model. However, the role of ambiguity may be take into account since we use capacities, rather than probabilities, to represent individual’s beliefs. If the decision maker is ambiguity averse, she overweights the information if an accident has occurred at the first stage and under-weights it in the opposite case. Classification JEL : D81, D82, G22

Suggested Citation

  • Pascal Toquebeuf, 2013. "Assurance automobile et sélection adverse dans un modèle de Choquet," Revue économique, Presses de Sciences-Po, vol. 64(4), pages 651-664.
  • Handle: RePEc:cai:recosp:reco_644_0651

    Download full text from publisher

    File URL:
    Download Restriction: free

    File URL:
    Download Restriction: free

    Other versions of this item:

    More about this item

    JEL classification:

    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cai:recosp:reco_644_0651. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Jean-Baptiste de Vathaire). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.