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Le cycle de vie au travers des comptes nationaux


  • André Babeau
  • Alexandru Zeana


For the year 2000, the household sector of French national accounts is used as starting point for a division into sub-sectors corresponding to seven age classes. This division is made by referring to about ten surveys. For each age class, it is possible to specify the amounts of “resources” (saving, new credits, gifts and inheritances received, sales of existing housing) and the corresponding amounts of uses (repayments, financial flows, capital formation, gifts and inheritances transmitted, purchase of existing housing). The results obtained give quite a different picture of the traditional life cycle, for instance concerning three points : the saving rate of seniors is still high, the amount of gifts received by young people is important, and finally, the weight of debt repayments is significant rather late in the life cycle. Classification JEL : C6, D1, E2

Suggested Citation

  • André Babeau & Alexandru Zeana, 2005. "Le cycle de vie au travers des comptes nationaux," Revue économique, Presses de Sciences-Po, vol. 56(4), pages 939-963.
  • Handle: RePEc:cai:recosp:reco_564_0939

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    Cited by:

    1. Céline Antonin, 2009. "Age, revenu et comportements d'épargne des ménages : une analyse théorique et empirique sur la période 1978-2006," Sciences Po publications info:hdl:2441/5l6uh8ogmqi, Sciences Po.
    2. repec:spo:wpecon:info:hdl:2441/5l6uh8ogmqildh09h6m8hj429 is not listed on IDEAS

    More about this item

    JEL classification:

    • C6 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling
    • D1 - Microeconomics - - Household Behavior
    • E2 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment


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