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Integration Of Company’s Financial Data In Credit Risk Assessment Using A Multidimensional Model

Author

Listed:
  • Maria – Monica Haralambie

    (Faculty of Accounting and Management Information Systems, Bucharest University of Economic Studies, Romania)

  • Bogdan Stefan Ionescu

    (Faculty of Accounting and Management Information Systems, Bucharest University of Economic Studies, Romania)

Abstract

This paper is a detailed overview from theoretical and practical perspectives of a scoring system used by a financial institution in assessing the credit risk of a corporate client. The objective of this research was to demonstrate the importance of a scoring system for a credit institution when approving a loan application of a potential borrower. The complexity and importance of the topic makes it a subject of high interest for all type of credit institutions. We believe that through this work we were able to bring into discussion only a part of the specific issues related to credit risk management scoring systems and we believe that this work represents a support for future research

Suggested Citation

  • Maria – Monica Haralambie & Bogdan Stefan Ionescu, 2015. "Integration Of Company’s Financial Data In Credit Risk Assessment Using A Multidimensional Model," Manager Journal, Faculty of Business and Administration, University of Bucharest, vol. 22(1), pages 260-270, December.
    • Handle: RePEc:but:manage:v:22:y:2015:i:1:p:260-270
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