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Anschlussfinanzierungen und Umschuldungen in der Kreditwürdigkeitsprüfung

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  • Schultheiß Tilman

    (Dr. iur., Rechtsanwalt und Partner in der Kanzlei Thümmel, Schütze & Partner in Dresden und Lehrbeauftragter der Juristenfakultät der Universität Leipzig)

Abstract

Der Gesetzgeber hat bereits ein Jahr nach Inkrafttreten des Umsetzungsgesetzes zur Wohnimmobilienkreditrichtlinie durch zwei Gesetzesnovellen nachgebessert und versucht, die in der Branche entstandenen Unsicherheiten zu beseitigen. Durch die Regelung in § 505a Abs. 3 BGB bzw. § 18a Abs. 2a KWG sind bestimmte Konstellationen im Bestandsgeschäft von der Kreditwürdigkeitsprüfung befreit. Diese Privilegierung ist zu begrüßen, bringt aber einige neue Fragestellungen mit sich. Einzelheiten dazu soll sich der folgende Beitrag widmen.

Suggested Citation

  • Schultheiß Tilman, 2018. "Anschlussfinanzierungen und Umschuldungen in der Kreditwürdigkeitsprüfung," Zeitschrift für Bankrecht und Bankwirtschaft (ZBB) / Journal of Banking Law and Banking (JBB), RWS Verlag, vol. 30(2), pages 107-114, April.
  • Handle: RePEc:bpj:zfbrbw:v:30:y:2018:i:2:p:107-114:n:4
    DOI: 10.15375/zbb-2018-0204
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