IDEAS home Printed from https://ideas.repec.org/a/bla/socsci/v85y2004i1p187-205.html
   My bibliography  Save this article

Community Mobilization and Credit: The Impact of Nonprofits and Social Capital on Community Reinvestment Act Lending

Author

Listed:
  • Thomas T. Holyoke

Abstract

Objective. Recent trends in urban research emphasize the importance of local nonprofits and social capital in the revitalization of poor and minority neighborhoods. This article tests the idea that urban communities able to mobilize themselves by establishing development nonprofits and overcoming collective action problems will be better able to make use of urban‐development policies. Methods. Measures operationalizing nonprofit presence and social capital are used in an empirical test to see if they can, through the medium of the Community Reinvestment Act, increase the number of mortgage and business loans in Washington, D.C. Results. These variables show only weak effects on mortgage lending, but very strong results for small‐business lending in all types of communities. Conclusions. The results suggest that nonprofits and social capital may have only limited benefit in the revitalization of urban neighborhoods and researchers and practitioners should be careful when relying on them.

Suggested Citation

  • Thomas T. Holyoke, 2004. "Community Mobilization and Credit: The Impact of Nonprofits and Social Capital on Community Reinvestment Act Lending," Social Science Quarterly, Southwestern Social Science Association, vol. 85(1), pages 187-205, March.
    • Handle: RePEc:bla:socsci:v:85:y:2004:i:1:p:187-205
    DOI: 10.1111/j.0038-4941.2004.08501014.x
    as

    Download full text from publisher

    File URL: https://doi.org/10.1111/j.0038-4941.2004.08501014.x
    Download Restriction: no
    File URL: https://libkey.io/10.1111/j.0038-4941.2004.08501014.x?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:socsci:v:85:y:2004:i:1:p:187-205. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=0038-4941 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.