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Personal Bankruptcy A Risk Management Technique: Policy Implications

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  • Mark L. Power
  • Tahira K. Hira
  • Roger P. Murphy

Abstract

The purpose of this paper is to extend the risk management paradigm to include the decision by individuals to use the Federal Bankruptcy Act to manage personal financial risks. Broadening risk management to include personal bankruptcy is consistent with the view that risk management is no longer an interdisciplinary discipline that has a singular focus on managing corporate pure risks.

Suggested Citation

  • Mark L. Power & Tahira K. Hira & Roger P. Murphy, 1999. "Personal Bankruptcy A Risk Management Technique: Policy Implications," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 2(2), pages 81-103, January.
    • Handle: RePEc:bla:rmgtin:v:2:y:1999:i:2:p:81-103
    DOI: j.1540-6296.1999.tb00054.x
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    References listed on IDEAS

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    1. K. J. Kowalewski, 1982. "Personal bankruptcy: theory and evidence," Economic Review, Federal Reserve Bank of Cleveland, issue Spr, pages 1-29.
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