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The impact of brokers on ACA marketplace growth

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  • Aleka Gürel

Abstract

Brokers are an under‐studied channel of enrollment in the affordable care act (ACA), having grown to support nearly 80% of active federally facilitated marketplace (FFM) enrollment during the 2024 Open Enrollment Period. Brokers enroll a disproportionately low‐income and new‐to‐market consumer base compared to the core exchange websites, and have contributed to the record‐breaking growth in the ACA Marketplace in recent years. Understanding the role brokers play and the technological and policy changes that have enabled their work may help state‐based marketplaces improve stagnant enrollment growth.

Suggested Citation

  • Aleka Gürel, 2024. "The impact of brokers on ACA marketplace growth," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 27(2), pages 227-236, June.
    • Handle: RePEc:bla:rmgtin:v:27:y:2024:i:2:p:227-236
    DOI: 10.1111/rmir.12280
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    References listed on IDEAS

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    1. Rebecca Myerson & Honglin Li, 2022. "Information Gaps and Health Insurance Enrollment," American Journal of Health Economics, University of Chicago Press, vol. 8(4), pages 477-505.
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