IDEAS home Printed from https://ideas.repec.org/a/bla/revurb/v1y1989i1p23-36.html
   My bibliography  Save this article

Who Gets Formal Housing Finance In Jordan?

Author

Listed:
  • Raymond J. Struyk
  • Harold M. Katsura
  • Katharine Mark

Abstract

The role of housing finance in actualizing housing demand is widely appreciated. Many developing nations have established special institutions in an attempt to assure that adequate volumes of financing are made available. Jordan offers an especially interesting case because the Jordan Housing Bank has the resources to serve almost any number of applicants at highly competitive rates. In addition, several other formal lenders make mortgage loans as do some government programs. This paper analyzes the determinants of the likelihood of recent home purchasers actually obtaining a loan from a formal finance institution. We find that purchasers in rural areas are much less likely to obtain such loans. In urban areas, the probability of using formal finance rises steadily with income. Also in urban areas, a household that purchases a unit that is an addition to an existing structure is much more likely to obtain formal financing than an otherwise similar household.

Suggested Citation

  • Raymond J. Struyk & Harold M. Katsura & Katharine Mark, 1989. "Who Gets Formal Housing Finance In Jordan?," Review of Urban & Regional Development Studies, Wiley Blackwell, vol. 1(1), pages 23-36, January.
    • Handle: RePEc:bla:revurb:v:1:y:1989:i:1:p:23-36
    DOI: 10.1111/j.1467-940X.1989.tb00002.x
    as

    Download full text from publisher

    File URL: https://doi.org/10.1111/j.1467-940X.1989.tb00002.x
    Download Restriction: no
    File URL: https://libkey.io/10.1111/j.1467-940X.1989.tb00002.x?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. A Gilbert, 1999. "A Home is for Ever? Residential Mobility and Homeownership in Self-Help Settlements," Environment and Planning A, , vol. 31(6), pages 1073-1091, June.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:revurb:v:1:y:1989:i:1:p:23-36. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=0917-0553 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.