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Financing female entrepreneurs in cottage, micro, small, and medium enterprises: Evidence from the financial sector in Bangladesh 2010–2018

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  • Chowdhury Dilruba Shoma

Abstract

This article examines the challenges and obstacles faced by female entrepreneurs in the cottage, micro, small, and medium enterprise (CMSME) sector in Bangladesh and shows that a combination of legislatory and regulatory reform can mitigate many of the issues that prevent women gaining from, and contributing to, this vital economic sector. Access to finance is found to be the greatest challenge faced by women in starting and operating CMSMEs in Bangladesh. This article explores the significant gender gap in access to formal credit, a gap that impacts negatively on the sector's growth and development. The article uses liberal feminist theory as a framework for analysis of the reforms. Analysis of data collected from banks and financial institutions on CMSME loans (2010–2018) shows that female entrepreneurs are treated significantly differently from men by financial institutions in Bangladesh.

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  • Chowdhury Dilruba Shoma, 2019. "Financing female entrepreneurs in cottage, micro, small, and medium enterprises: Evidence from the financial sector in Bangladesh 2010–2018," Asia and the Pacific Policy Studies, Wiley Blackwell, vol. 6(3), pages 397-416, September.
    • Handle: RePEc:bla:asiaps:v:6:y:2019:i:3:p:397-416
    DOI: 10.1002/app5.286
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    Cited by:

    1. Ferdinando Giglio, 2021. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review," International Journal of Economics and Finance, Canadian Center of Science and Education, vol. 13(10), pages 1-12, September.
    2. Ferdinando Giglio, 2020. "Access to Credit and Women Entrepreneurs: A Systematic Literature Review," European Research Studies Journal, European Research Studies Journal, vol. 0(4), pages 312-335.
    3. Trung Thanh Nguyen & Manh Hung Do, 2022. "Female migrants and online market participation in rural Southeast Asia," TVSEP Working Papers wp-026, Leibniz Universitaet Hannover, Institute of Development and Agricultural Economics, Project TVSEP.

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