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Stands as One of the Most Promising and Cost-Effective Tools for Microfinance

Author

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  • Mr. Nagaraja K

    (Ph.D Research Scholar, Department of Economics, Thiruvalluvar University, Serkadu- 632 115)

  • Dr. Vadivelu A

    (Guest lecturer, Department of Economics, Kuvempu University, Jnana Sahyadri, Shankaragatta – 577451)

  • Mr. Naveena R A

    (Economics Lecturer, Tunga PU College, Anandagiri, Thirthahalli- 577432.)

Abstract

Microfinance in India has emerged as a critical tool for financial inclusion, poverty alleviation, and socio-economic development, particularly for marginalized communities. Over the past few decades, microfinance institutions (MFIs) have played a pivotal role in providing small loans, savings, insurance, and other financial services to individuals who lack access to formal banking systems. These services, primarily targeted at women, rural populations, and low-income households, have empowered individuals to start or expand small businesses, improve living standards, and invest in education and health.

Suggested Citation

  • Mr. Nagaraja K & Dr. Vadivelu A & Mr. Naveena R A, 2026. "Stands as One of the Most Promising and Cost-Effective Tools for Microfinance," International Journal of Latest Technology in Engineering, Management & Applied Science, RSIS International, vol. 15(2), pages 195-203, February.
    • Handle: RePEc:bjf:ijltem:v:15:y:2026:i:2:a:2028
    DOI: 10.51583/IJLTEMAS.2026.15020000017
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