Author
Listed:
- Mr. Shivaraj.
(Research Scholar & Assistant Professor, Dept of Commerce and Management, GFGC, Doddaballapur)
- Ms. Leelavathi H.
(Research Scholar & Assistant Professor, Dept of Commerce and Management, GFGC, Madhugiri)
- Dr. H H Ramesha
(Associate Professor, Department of MBA, Visvesvaraya Technological University Belagavi, CPGS, Muddenahalli, Chikkaballapur Karnataka India – 562101)
Abstract
Self Help Groups and Microfinance are the vital tools for poverty eradication. A group of 4 to 20 members can form a self-help group as per NABARD. They develop a habit of savings. The amount so collected is used for disbursement of loan. Those who do not have formal banking facilities can avail these loans for self-employment and livelihood. The self-help group and microfinance is for those who do not have access to formal credit facilities such as banks or co-operative societies. Self-help groups become the basis for action and change. It is facing social, economic, political and marketing problems. This study focuses on those problems and gives suggestions. Self-help groups disburses small loans to the rural and urban poor for the purpose of making them self-reliant and encouraging them to enter in to the mainstream of economic activities. Access to microfinance enhances the position of women and others. Ultimately results in financial inclusion.
Suggested Citation
Mr. Shivaraj. & Ms. Leelavathi H. & Dr. H H Ramesha, 2025.
"The Challenges Faced by Self-Help Groups (SHGs) For Sustainable Development in Karnataka,"
International Journal of Research and Scientific Innovation, International Journal of Research and Scientific Innovation (IJRSI), vol. 12(5), pages 531-538, May.
Handle:
RePEc:bjc:journl:v:12:y:2025:i:5:p:531-538
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