IDEAS home Printed from https://ideas.repec.org/a/bhx/ojijce/v7y2025i4p1-7id2758.html
   My bibliography  Save this article

AI-Powered Robo-Advisors: Opportunities and Challenges in Cloud-Based Financial Services

Author

Listed:
  • Kuthalingam Sankaralingam

Abstract

Purpose: The convergence of artificial intelligence (AI) and cloud computing has significantly transformed the financial services sector, particularly within the domain of robo-advisors. Methodology: These platforms employ advanced algorithms to deliver investment guidance with minimal human oversight. By leveraging Amazon Web Services (AWS), financial institutions can greatly enhance their operational scalability, efficiency, and the overall intelligence of their service offerings. Findings: This paper examines the emergence of AI-driven robo-advisors hosted on AWS, exploring the advantages, technical architecture, and the regulatory and ethical challenges they encounter. We provide real-world case studies that illustrate the current strategies being adopted by financial organizations. Additionally, a detailed flowchart offers insight into the system architecture of cloud-based robo-advisors, demonstrating the interaction between data inputs, processing algorithms, and user interfaces. Unique Contribution to Theory, Practice, and Policy: This analysis seeks to inform industry practitioners about the dynamic landscape of digital wealth management and the potential paths for future innovations in this field.

Suggested Citation

  • Kuthalingam Sankaralingam, 2025. "AI-Powered Robo-Advisors: Opportunities and Challenges in Cloud-Based Financial Services," International Journal of Computing and Engineering, CARI Journals Limited, vol. 7(4), pages 1-7.
    • Handle: RePEc:bhx:ojijce:v:7:y:2025:i:4:p:1-7:id:2758
    as

    Download full text from publisher

    File URL: https://carijournals.org/journals/index.php/IJCE/article/view/2758
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bhx:ojijce:v:7:y:2025:i:4:p:1-7:id:2758. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Chief Editor (email available below). General contact details of provider: https://www.carijournals.org/journals/index.php/IJCE/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.