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Analysis Of The Life Insurance Market In The Republic Of Macedonia


  • Cvetko Andreeski
  • Bratislav Milošević
  • Vladimir Njegomir


Life insurance in the Republic of Macedonia has a short history, if we do not count the experience of ZOIL Makedonija before the independence of Republic of Macedonia. The recent history of life insurance covers the last seven years and the segment of life insurance comprises about 6% of the total insurance market in the Republic of Macedonia. In this paper we analyse the development of life insurance in the Republic of Macedonia in recent history, taking the gross premiums of two of the best companies that are working in the segment of life insurance. Besides analysing the influence of the basic determinants of the development of life insurance (GDP, monetary stability, social insurance, etc.) we analyse the model of time series, with the purpose of making a model and forecasting future values of the series.

Suggested Citation

  • Cvetko Andreeski & Bratislav Milošević & Vladimir Njegomir, 2012. "Analysis Of The Life Insurance Market In The Republic Of Macedonia," Economic Annals, Faculty of Economics, University of Belgrade, vol. 57(194), pages 107-122, July - Se.
  • Handle: RePEc:beo:journl:v:57:y:2012:i:194:p:107-122

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    Life insurance; development; analysis; series;

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies


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