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Determinants of Mobile Banking Services Adoption in the Fako Division of Cameroon

Author

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  • Bambo Emmaculate Nkusi

    (Faculty of Economics and Management Science, Department of Management and Marketing, The University of Bamenda, Cameroon)

  • Nche Eric Atoh

    (Faculty of Economics and Management Science, Department of Management and Marketing, The University of Bamenda, Cameroon)

Abstract

This study examines the key determinants of mobile banking adoption in the Fako Division of Cameroon, focusing on perceived trust and security, perceived cost, and marketing communication, while accounting for gender and education. A quantitative approach was employed, collecting data from 356 respondents via structured questionnaires. Reliability analysis confirmed strong internal consistency for all constructs (Cronbach’s α > 0.70). Pearson correlation and multiple regression analyses revealed that trust and security (β = 0.428, p

Suggested Citation

  • Bambo Emmaculate Nkusi & Nche Eric Atoh, 2025. "Determinants of Mobile Banking Services Adoption in the Fako Division of Cameroon," Law and Economy, Paradigm Academic Press, vol. 4(7), pages 50-59, August.
    • Handle: RePEc:bdz:laweco:v:4:y:2025:i:7:p:50-59
    DOI: 10.63593/LE.2788-7049.2025.08.004
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