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Tecnología de registros distribuidos (DLT): una introducción

Author

Listed:
  • José Luis Romero Ugarte

Abstract

La tecnología de registros distribuidos está atrayendo la atención del sector financiero, tanto por su uso en la operativa con criptoactivos como por la proliferación de iniciativas que prometen incrementar la eficiencia, transparencia, velocidad y resiliencia de algunos de los procesos que subyacen a las transacciones financieras. El presente artículo pretende ser una introducción a esta tecnología, exponiendo una serie de cuestiones básicas en torno a ella y tratando de identificar oportunidades y limitaciones intrínsecas a ella. Adicionalmente, considera posibles aplicaciones en el sector financiero y esboza algunos de los principales retos que su uso plantea para las autoridades.

Suggested Citation

  • José Luis Romero Ugarte, 2018. "Tecnología de registros distribuidos (DLT): una introducción," Boletín Económico, Banco de España, issue DIC.
  • Handle: RePEc:bde:joures:y:2018:i:12:d:aa:n:26
    Note: Artículos Analíticos
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    File URL: https://www.bde.es/f/webbde/SES/Secciones/Publicaciones/InformesBoletinesRevistas/ArticulosAnaliticos/2018/T4/descargar/Fich/beaa1804-art26.pdf
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    More about this item

    Keywords

    DLT; registros distribuidos; bitcoin; criptoactivos; criptografía; innovación; tecnología;
    All these keywords.

    JEL classification:

    • O31 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Innovation and Invention: Processes and Incentives
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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