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Reverse mortgage, an instrument to help retirees

Author

Listed:
  • Claudio Pacella

    (ABI)

  • Angelo Peppetti

    (65Plus)

Abstract

A reverse mortgage is a loan available to homeowners older than 65 years, that enables them to convert part of the equity in their home into cash, retaining the ownership of the home. It is conceived as a means to help retirees with limited income. In Italy, the Italian Banking Association and Consumers Associations have recently signed an agreement to define some general principles regarding the product’s offering

Suggested Citation

  • Claudio Pacella & Angelo Peppetti, 2014. "Reverse mortgage, an instrument to help retirees," BANCARIA, Bancaria Editrice, vol. 9, pages 70-75, September.
    • Handle: RePEc:ban:bancar:v:09:y:2014:m:september:p:70-75
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    File URL: http://www.bancaria.it/en/reverse-mortgage-an-instrument-to-help-retirees
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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