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The financial behavior of the banking services’ consumers regarding the credit- contracting for the crisis-period in Romania


  • Laura Olteanu
  • Izabella Krajnik


The knowledge of costumer behavior can be interpreted as a provocation in the current economical conditions, however in conditions of crisis it becomes of vital importance. Consumer behavior is influenced by a series of factors. In the present conditions of economic-crisis, the consumers’ financial behavior regarding the banking services is strongly influenced by the economic environment. The psychological factor makes itself known, and consumers become more attentive with their financial resources, those owned or attracted.

Suggested Citation

  • Laura Olteanu & Izabella Krajnik, 2010. "The financial behavior of the banking services’ consumers regarding the credit- contracting for the crisis-period in Romania," Studies and Scientific Researches. Economics Edition, "Vasile Alecsandri" University of Bacau, Faculty of Economic Sciences, issue 15.
  • Handle: RePEc:bac:fsecub:10-15-67

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    References listed on IDEAS

    1. Ulrich Witt & Tom Broekel & Thomas Brenner, 2012. "Knowledge and its Economic Characteristics: A Conceptual Clarification," Chapters,in: Handbook of Knowledge and Economics, chapter 16 Edward Elgar Publishing.
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    More about this item


    credits; overdue debts; credits in RON and currency; tendency; crisis-periods; influential factors; cash;

    JEL classification:

    • M - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics


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